Alright, this one got... long. Also, there isn't a lot of action - it's more development & exposition. I also want to convey a sense of Ghost of the Past vs Ghost of the Future ala A Christmas Carol. I may need to go back in and impart more doom and gloom with the Past Ghost. Another thing of note for this chapter is that it ends in a two-branch.
I probably won't branch again in Chapter Four. Or at least, not any more than the two that exists. I intend to bring these two branches back together in Chapter Five. Not exactly sure yet how, but I'm sure it'll all come together.